Cost-Effective Coverage
that Saves You Money
The protection of your assets matters to us. Our team excels at finding the most cost-effective insurance options without compromising on the quality of coverage. We save you money today while securing your future.
WHO WE ARE
About Us
At Ascension Leadership Inc., we’re not just insurance brokers — we’re your partners in protecting what matters most: your life, your family, and your future.
For over 15 years, we’ve helped individuals and families across California and beyond find peace of mind through smart, affordable, and dependable insurance coverage.
Our mission is simple: to provide tailored protection plans that secure your loved ones, safeguard your assets, and help you prepare for life’s uncertainties so you can focus on living fully.
We understand that every person’s story is different. That’s why we take a personalized approach, working with you to design coverage that fits your lifestyle, goals, and budget. Our team of trusted advisors makes navigating your options easy, clear, and stress-free.
At Ascension Leadership, your peace of mind is our purpose because protecting you isn’t just our job; it’s our promise.
WHAT WE OFFER
Explore all of our Services
Tailored Insurance Solutions for Specific Needs
We understand that no two clients are alike. Our team takes the time to understand your goals and lifestyle before recommending coverage that fits your exact needs, ensuring protection, peace of mind, and long-term financial security.
BENEFITS OF TAILORED INSURANCE
More effective risk management: Generic policies may leave gaps in protection or include unneeded coverage. Tailored solutions ensure protection against specific risks, like a homeowner in a flood zone needing flood insurance.
Cost efficiency: By paying only for the coverage you need, you can avoid the cost of unnecessary risks. Insurers can also bundle policies or offer tiered packages to find a balance between cost and protection.
Flexibility: Your policy can be adjusted as your needs change, such as when acquiring a new asset or changing jobs.
HOW TO GET TAILORED INSURANCE
Understand your specific risks: Work with an insurance agent or broker to identify the unique risks associated with your profession, assets, or lifestyle.
Look for customized products: Some insurers specialize in creating custom policies or alternative risk transfer solutions for complex needs.
Bundle policies: Ask about bundling different types of insurance, like homeowners and auto, to receive potential discounts.
Risk Assessment and Management
Proactive risk management that keeps you one step ahead. We help you spot vulnerabilities early and build solutions that protect your assets and peace of mind.
UNDERWRITING
The process of evaluating the risk an individual poses to the insurer before issuing a policy.
Factors considered:
Health: Medical history, current health status, and any existing conditions are key factors.
Age: Younger individuals are generally less risky, leading to lower premiums.
Lifestyle: Habits like smoking and high-risk occupations increase risk.
Family medical history: Genetic predispositions to certain diseases can increase the risk.
Customer Support
When life throws a curveball, you don’t have to face it alone. Our team is here to help! From quick policy questions to guiding you through claims with care and clarity. We make sure you feel supported every step of the way, especially when it matters most.
SPECIFIC TASKS
Change a beneficiary: You can often do this online by logging into your account or by submitting a completed form, which can be found on the company's website or requested by phone.
Check policy status: Log in to your account on the provider's website and navigate to the "Policy Status" section within the "Customer Services" tab.
Submit a claim: Look for a "Submit a Claim" option on your provider's website, such as on the Guardian Life website.
Insurance Program Reviews
Life changes and your insurance should too. We regularly review your coverage to ensure it still fits your needs, goals, and lifestyle. Our goal is to keep you protected with the right coverage at the best possible value.
HOW TO FIND THE RIGHT INSURANCE PROGRAM FOR YOU
To filter out the best options for your needs, follow these steps:
1. Identify the type of insurance you need.
Be clear about the coverage you're looking for—different providers specialize in different products.
2. Compare quotes.
Prices can vary a lot. Get multiple quotes so you can spot the best value for your situation.
3. Check financial strength ratings.
Look for insurers with strong ratings from independent agencies like AM Best. High ratings signal reliability and the ability to pay claims.
4. Look at customer satisfaction scores.
Check feedback from J.D. Power, Consumer Reports, or U.S. News & World Report to see how policyholders feel about the service and claims experience.
5. Review the network and coverage.
For health plans, make sure your preferred doctors and hospitals are in-network. For other insurance types, check that the coverage matches your specific needs.
Trusted by many people
They not only found the perfect coverage for my business but also saved amount of money.
Trusted Client
The team's industry expertise and commitment to our success are truly impressive.
Trusted Client
FAQs
What types of businesses do you specialize in insuring?
At Ascension Leadership Inc., we pride ourselves on our versatility. We have experience insuring a wide range of businesses across various industries. Whether you run a small family-owned restaurant, a tech startup, or a large manufacturing facility, we have the expertise to tailor insurance solutions to your specific needs. Our goal is to provide coverage that fits your unique industry and business requirements.
How can I reduce my insurance premiums without compromising coverage?
We understand that controlling costs is essential for any business. Our team is dedicated to finding cost-effective solutions without sacrificing coverage quality. We achieve this by conducting regular policy reviews, exploring discounts, and leveraging our network of insurance providers to secure competitive rates. Additionally, our proactive risk management strategies can help you reduce claims, which can lead to lower premiums over time.
How to contact certified agents?
First, fill out the assessment form which will enable the proper recommendation for you and your family.
Then an agent will contact you in your provided contact information.
CO-OWNERS & FOUNDERS
Wazhma Jamiat-Rubin & Leland Rubin
Join us. Build with us. Ascend with us.
Privacy Policy: Ascension Leadership Inc. is committed to protecting your personal and mobile information. We collect data only as needed to deliver our services, including SMS updates, reminders, and support communications. We do not share mobile information with third parties or affiliates for marketing or promotional purposes. Limited sharing with subcontractors who provide support services—such as customer service or technical assistance—is permitted solely to operate our programs. Standard message and data rates may apply. By using our services, you consent to this Privacy Policy. For questions or data requests, contact [email protected] or +1 415-419-8150. Effective November 15, 2025.
